Author Archives: choosecheezum

Many buyers call their lender seeking information about financing. In the process, they become pre-qualified. That gives them a good idea of what they can afford, or more accurately, what loan amount they qualify for. However, you should take it one step further and ask to be pre-approved. When you become pre-approved, you actually apply for a loan. The lender checks credit, verifies employment, and often verifies that you have sufficient funds to close. Once you find your dream home, only the title report and appraisal are left. The reason savvy buyers obtain pre-approval prior to shopping for a home… Read More »